Last Wednesday, the US Federal Reserve had announced a certainty for investors and pensioners: the US' monumentally low interest rates are rising three times for 2017. Much to the chagrin of those indebted, the interest rates wave is not disappointing if one understands its advantages.
One advantage is to ensure that one's portfolio is on the proper track -- meaning part of your investment portfolio is unaffected by the long-term investment goals. If the goal is to reach a certain amount during a year, assess whether the buying or selling of a certain stock is worth the actual long-term goal.
Second, bonds are a great investment nowadays. Their profits are moderate but they guarantee safety and security especially now that the interest rates for central US banks are higher. With higher rates, their value is lower -- meaning you could gain portfolio security once lower interest rates. Balance is truly an important part of the deal.
Higher interest rates mean the government is confident in the US economy. It would be best to move and make minor adjustments in one's portfolio given no drastic change is needed especially if one's long-term goals remain unaffected. The new interest rise is only a small change that would affect the market in the short-term.