tag:blogger.com,1999:blog-86669835466167327042024-03-12T17:40:55.308-07:00The Cash BookAnonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.comBlogger51125tag:blogger.com,1999:blog-8666983546616732704.post-87006879995163158412017-03-15T23:40:00.000-07:002017-03-15T23:42:15.099-07:00Handling The Interest Wave Rise Effectively<!--[if gte mso 9]><xml>
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Last
Wednesday, the US Federal Reserve had announced a certainty for investors and
pensioners: the US' monumentally low interest rates are rising three times for
2017. Much to the chagrin of those indebted, the interest rates wave is not
disappointing if one understands its advantages.</span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxdwU4lARcLM5LtNxmyGdLJVmKcCz_smIGP01KZ2Im17blXRp2oGORenvADtPOQIEx74LTwHp4jxw74nhf9lT-Ofg719Apq_TuVScdDpBvKKnb-LFZq7ZFvJq1UsQ5PuJS3KI2uDN1pEte/s1600/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxdwU4lARcLM5LtNxmyGdLJVmKcCz_smIGP01KZ2Im17blXRp2oGORenvADtPOQIEx74LTwHp4jxw74nhf9lT-Ofg719Apq_TuVScdDpBvKKnb-LFZq7ZFvJq1UsQ5PuJS3KI2uDN1pEte/s320/2.jpg" width="320" /></a></div>
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guarantee safety and security especially now that the interest rates for
central US banks are higher. With higher rates, their value is lower -- meaning
you could gain portfolio security once lower interest rates. Balance is truly an
important part of the deal.</span><br />
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Higher
interest rates mean the government is confident in the US economy. It would be
best to move and make minor adjustments in one's portfolio given no drastic
change is needed especially if one's long-term goals remain unaffected. The new
interest rise is only a small change that would affect the market in the
short-term.</span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-24053848629239788762017-02-15T22:37:00.001-08:002017-02-15T22:37:32.044-08:00Marriage Isn't All Expenses: These Three Prove It<!--[if gte mso 9]><xml>
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Many remain single for reasons not because they
are loveless or unlovable -- as many would say. Some just choose to be single
because the economy and employment situation across the world is in dire shape.
But these three reasons prove that marriage -- well-avoided for possible
financial disasters -- still has plenty of fiscal merit.</span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHdUlNXC_bv6CkDSsx6EOLqx3oaO9_vG0MaEPlt3BukZFekZ5owWZk80vxTmqu6ajN3GlhhCIZc998K3rm-rtpsiMUW_qBvXTF2d5EnO6J9ihbWXixKkkyG0QirsS0ymU2-3J9m5RxiDFA/s1600/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHdUlNXC_bv6CkDSsx6EOLqx3oaO9_vG0MaEPlt3BukZFekZ5owWZk80vxTmqu6ajN3GlhhCIZc998K3rm-rtpsiMUW_qBvXTF2d5EnO6J9ihbWXixKkkyG0QirsS0ymU2-3J9m5RxiDFA/s320/1.jpg" width="320" /></a></div>
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Tax
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">According to Express UK, the UK's Marriage
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">No IHT</span></h3>
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Marriage in the United Kingdom also doubles the
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Also, couples owning properties valued at about £600,000 do not need to pay
additional IHT at all. If they were single and owned the same property, they
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Pensions</span></h3>
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them. Cohabitation makes pensions an entirely troubling scenario for the
partner who is not legally entitled to claim any benefits under the name of the
husband or wife.</span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-7746310641416140822017-01-16T21:39:00.001-08:002017-01-16T21:39:18.665-08:00The Stock Market Might Be Witnessing A Calm Before The Storm<!--[if gte mso 9]><xml>
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">It was the
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Trump's win; America expected a volatile and fluctuating stock market pummelled
by uncertain investors pulling out and likely investing their money in gold or
other secure-value assets. But the stock market continues to soldier on even if
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<br /></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEia0OLm4q5JTmcuy4hMt9nQV2L3X3MhlSjLCxhd1aT8uSM51NWQoAXSq3K-ks0ix35p9i5q8gUxYY3sY5xDHxJ_nAwvmeoH9Mw1peX1CJUOxPT_IqNahyphenhyphenX-Yqf4pSPENlLwwCP-FpwDr0Gt/s1600/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEia0OLm4q5JTmcuy4hMt9nQV2L3X3MhlSjLCxhd1aT8uSM51NWQoAXSq3K-ks0ix35p9i5q8gUxYY3sY5xDHxJ_nAwvmeoH9Mw1peX1CJUOxPT_IqNahyphenhyphenX-Yqf4pSPENlLwwCP-FpwDr0Gt/s320/1.jpg" width="320" /></a></div>
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">The VIX
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<br /></div>
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">When the
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against investors. In 2017, the VIX raised itself to 32 from 20 due to unstable
oil prices and slowing global economic growth. When Trump had taken the lead,
the market's fears had grown further, bringing the VIX to a higher level. But
now, it is at 11.</span></div>
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<span lang="EN-GB" style="mso-ansi-language: EN-GB;">According to
Luby Asset Management Chief Bill Luby in California, the number 11 is a
historic low even for VIX. About 15-20 is the stable figure for VIX, signifying
that investors may be becoming quite complacent and the current stock market is
indeed favourable for long-term investors.</span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-58351638959364126512016-12-15T21:39:00.001-08:002016-12-15T21:39:25.913-08:00Properties Are Not Safe Bets This Generation<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-GB" style="mso-ansi-language: EN-GB;"></span></b></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">If it is
not the grandparents, it would be the parents telling their millenial children
that property -- notably residential properties -- are the best investment bets
because regardless of market climates, everyone will need a home.<span style="mso-spacerun: yes;"> </span>However, current research data shows that
property ownership is not the safest bullet to bite this generation.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFFp_j4ErtiGnXYpUoUdAvHOsrzD2S5xY1pXolIFKUnU4LztsnxzzB0Ab5ggdabcJ9GhH_gpW_m-kSHNVuR5z2-qOVipB8-jA63duxIvHBX_90qO1kqOIiaYzGCWJXQgp2iUPyYnZZ-H2E/s1600/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjFFp_j4ErtiGnXYpUoUdAvHOsrzD2S5xY1pXolIFKUnU4LztsnxzzB0Ab5ggdabcJ9GhH_gpW_m-kSHNVuR5z2-qOVipB8-jA63duxIvHBX_90qO1kqOIiaYzGCWJXQgp2iUPyYnZZ-H2E/s320/1.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Tying one's
personal wealth to their properties is an unsafe bet -- similar to the lack of
diversity in a portfolio leading to shock losses in the future. According to
research by the Globe and Mail, Toronto in Canada's estate markets did perform
well with a 1.5 percent inflation rate from 2008's financial crisis to
2015.<span style="mso-spacerun: yes;"> </span>But the liquidity -- the easy
access of flowing money -- to expand one's investments is something properties
fail to grant.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Like
everything else, advisors would tell you that diversification is the key to
surviving any financial nightmare. One can be invested in properties but one
can be invested in stocks and other investments in different markets. </span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">But before
investing, one must make sure to have a true, real endgame. Not having a
long-term plan for investments is the sole reason while most investors fail to
make sound financial decisions during their retirement. Remember, research and
understanding the market's climate is the key to invest properly in stocks,
properties and other financial vehicles that could help your finances in the
future.</span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-82112947746009586132016-11-14T21:47:00.000-08:002016-11-14T21:47:14.373-08:00Financial Tips From Brexit Survivalists<div class="MsoNormal">
Brexit is understandably an immense issue in the United
Kingdom. Not everyone who voted loved the idea and many of the newer generation
Britons did not support the idea at all, claiming that allowing the older
generation to set the standards of the new Britain was unfair.</div>
<div class="MsoNormal">
<o:p></o:p></div>
<div class="MsoNormal">
Then, there are those who do not complain but only act on
the events happening all around them. <o:p></o:p></div>
<div class="MsoNormal">
Individuals primed for a possible stock market crash to
hoarding of some goods also have some financial advice to share with anyone
prepared to live under scraps.</div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHLWXXi2LGshzGObSslx0YNahZ8HV_CMKprmJAOyQzB21y1fL9ZqO_ET5mnvO0DTtSj9lLZEK1_rqffLkVgSCUrW0n6yaCcy0pgPWO4r8ZwJ8s6gqKUGHMzwqc5hgJb_T3IzGljQkDg_Lu/s1600/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiHLWXXi2LGshzGObSslx0YNahZ8HV_CMKprmJAOyQzB21y1fL9ZqO_ET5mnvO0DTtSj9lLZEK1_rqffLkVgSCUrW0n6yaCcy0pgPWO4r8ZwJ8s6gqKUGHMzwqc5hgJb_T3IzGljQkDg_Lu/s320/2.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<h3>
Budget Wisely</h3>
<div class="MsoNormal">
Individual spending management should be similar to managing
money when you've won the lottery: save some for yourself, your leisure and
your future financial plans. <o:p></o:p></div>
<div class="MsoNormal">
Before things get possibly out of hand during the Brexit,
survivalists claim that high-interest credit cards can still be useful as long
as it does not affect you when you lose your day job or when your income
declines.<o:p></o:p></div>
<h2>
Ask For Deals</h2>
<div class="MsoNormal">
Don't be shy. Ask for deals. If you're embarrassed by your
initial offer for a re-negotiation on your loan or car financing, keep asking
but you lose nothing. </div>
<div class="MsoNormal">
You also gain something: the knowledge and experience of
proper haggling.</div>
<h2>
Career</h2>
<div class="MsoNormal">
Have a promotion underway? Take it. If you're planning to
start a new business, just the same, take it.</div>
<div class="MsoNormal">
But look at where the road rocks less. If your vehicle can
handle the bumps on the road, then that is the road one should take.</div>
<br />
<div class="MsoNormal">
Unless you are in politics, the money you have and the
decisions you make should still be the same and not leaning towards your
political inclination. </div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-8274093116818880232016-10-09T22:20:00.001-07:002016-10-09T22:20:20.561-07:00Three Millenial Finance Attitudes Everyone Should Adopt<div class="MsoNormal">
Say what you will
about millenials; I'm proud my children know their money better than I ever
did.</div>
<div class="MsoNormal">
<o:p></o:p></div>
<div class="MsoNormal">
I, being born in the
baby boomer era, have lots of things that I could learn from these crafty kids.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
What are these?
Well...<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiskoI6jAHIgrBXdKSvSKDeEmLi4ZwZKyrDvq3vM0rD1YbC21TX_O3oWl8HV9h9ARRHZlthlnEM7-3iwy2fN-9wyd4eZoxce8WfYVZgzYUHKzBbbX08paLyAfQTsKjEc9CIYdbBCfgfjttI/s1600/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiskoI6jAHIgrBXdKSvSKDeEmLi4ZwZKyrDvq3vM0rD1YbC21TX_O3oWl8HV9h9ARRHZlthlnEM7-3iwy2fN-9wyd4eZoxce8WfYVZgzYUHKzBbbX08paLyAfQTsKjEc9CIYdbBCfgfjttI/s320/1.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<h2>
Spend Money on Experience<o:p></o:p></h2>
<div class="MsoNormal">
The baby boomer
generation has always been about investment. Material investments, if you will.
Better properties, better investments and money that grows is the thing we
have.<o:p></o:p></div>
<div class="MsoNormal">
But millenials live in
the moment but never forget about their material needs. But spiritually, they
are satisfied, hence they are more at peace for everything.<o:p></o:p></div>
<h2>
The Sharing Economy is An Amazing
Alternative<o:p></o:p></h2>
<div class="MsoNormal">
With services like
Uber and Airbnb, the opportunities to replace the luxuries of properties and
great cars greatly help at lower costs.<o:p></o:p></div>
<div class="MsoNormal">
No millenials wants to
own permanent property.<o:p></o:p></div>
<div class="MsoNormal">
The sharing and gig
economy makes it easier to achieve luxuries at a lower, better cost.<o:p></o:p></div>
<h2>
Latest Investment Advice<o:p></o:p></h2>
<div class="MsoNormal">
With old age comes
wisdom... not.<o:p></o:p></div>
<div class="MsoNormal">
I'd like to believe
the baby boomer generation is just quite lucky. We're lucky because of the
property and estate booms during our time. <o:p></o:p></div>
<div class="MsoNormal">
Let's admit it, we get
our financial advice from other seniors and our ideas can be outdated.<o:p></o:p></div>
<br />
<div class="MsoNormal">
So I rely on my own
kids to tell me here the best money-making opportunities are found.<o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-14503313971694724262016-09-07T18:37:00.000-07:002016-09-07T18:37:21.873-07:00Should Millionaire MIllenials Keep Themselves Liquidated?<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-GB" style="mso-ansi-language: EN-GB;"></span></b></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Ultra-conservative
is the true nature of millionaire millenials. In general, millenials are very
tight-fisted when it comes to handling their money.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNVl5izsKzs-FazPgv7DcfR6eN6HhSdhpF2b7LLJzoGkkwCOfPUScm9aaH2dK4Ht5q_5a91l-LBaXH4eeYkLDzOagL-ipgXIpYFLyEDdMzcySX-Qju1zYECC6iTOszBGYI93FDIsAurFXc/s1600/3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNVl5izsKzs-FazPgv7DcfR6eN6HhSdhpF2b7LLJzoGkkwCOfPUScm9aaH2dK4Ht5q_5a91l-LBaXH4eeYkLDzOagL-ipgXIpYFLyEDdMzcySX-Qju1zYECC6iTOszBGYI93FDIsAurFXc/s320/3.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">According
to a survey by Capgemni Consulting, millenial millionaires keep themselves
liquidated to a point that a third of their estate is in cash. </span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">The
traditional mode of keeping their millions in the proverbial sock is never a
good sign, analysts advise these millionaires to keep their money somewhere it
can grown until their retirement.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">According
to most observers, millenial millionaires are typically 'spooked' by short-term
fluctuations </span></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">in the market. Experts advise that they look at the long-term side
of things; that it can change if an investor has a set plan.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Millenial
millionaires can always contribute savings to their retirement plan
indefinitely until their retirement.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Experts
also advise to use compounding as a tool to help young investors earn better
income through their investments.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">As any
investor -- even myself -- would say that cash should make only a portion of
your assets, the money itself should do everything and earn for them. Idle money
should work for its keep.</span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-43082691319869288662016-08-08T00:40:00.000-07:002016-08-08T00:40:28.397-07:00Winners Who Lost All Their Lotto Winnings Have Moral Lessons<div class="MsoNormal">
A moral lesson is a lesson for humanity. It has a human side
because it shows how the folly of humans can negatively affect the supposed
good luck that has happened to a person.</div>
<div class="MsoNormal">
<o:p></o:p></div>
<div class="MsoNormal">
Most Lotto winners definitely lead great lives. <o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0yWNXMRYm7vD7eUf9N_vPWfIgXJBbGm4SLqv_2RHQ9RtG4t28cbhggsTHuBC5rTVsIOHC6Oy58bfiPauqsbhnrRi39G9_NzASOI1zdceyuhKo5tr4AfLHPB09rV4mDg0BHhAvYSfwJcXf/s1600/3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0yWNXMRYm7vD7eUf9N_vPWfIgXJBbGm4SLqv_2RHQ9RtG4t28cbhggsTHuBC5rTVsIOHC6Oy58bfiPauqsbhnrRi39G9_NzASOI1zdceyuhKo5tr4AfLHPB09rV4mDg0BHhAvYSfwJcXf/s320/3.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
When Sonia Davies and her four family members won about £61m
in the Lotto, they were exhilarated. But like the others before them, they
ended up bankrupt before they even realised it.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
According to analysts, the individuals and families winning
the lottery often splurged the money. <o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Laith Khalaf, senior analyst at Hargreaves Lansdown, said:
"It can be tempting to go in a spending spree if you come into a large
amount of cash, but investing it for the future allow we it to grow further,
and can provide you with a healthy income in the meantime if you need to draw
on it."</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
A need to diversify money is also another key.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Mr Khalaf said: "The golden rules are to diversify
across a number of assets so not all your eggs are in one basket, and to
shelter as much of your money from tax as possible using ISAs and SIPPs.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
"If you're in any doubt it might be worth considering
taking financial advice."</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
We believe that these are better alternatives that grow your
cash when you win something. Invest. It is normal to splurge, but maybe just a
single vacation or fancy dinner should do.</div>
<br />
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
An additional post-script advice: always know the
investments you're going in to. Or else you might lose everything.</div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-25072401919295077212016-07-11T01:39:00.000-07:002016-07-11T01:39:54.415-07:00UK Finance Ministers To Discuss Impact of Brexit Vote<div class="MsoNormal">
North
England Finance Secretary Mark Drakeford, Scottish Government FInance Secretary
Derk Mackay and North Ireland Finance Secretary Mairtin o Muilleoir would meet
in Cardiff to discuss the long-term impact of the Brexit to the United Kingdom.</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB">The three
would discuss the future funding schemes and public finances adjustments based
on the Brexit vote.<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4Hf6q6YpwXy5Ksi01U-QkZs3mVD-iy_k5C4vQQlsg8cU13waWv6mAZjgXpNQ2zIkbPoT9XyEDZN4WctSThgA6mBmGY5gWpEh0wz74pJLDGj2EMUxR-hsE-BQs9-KiQBAwxzLSKaYHnd9w/s1600/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4Hf6q6YpwXy5Ksi01U-QkZs3mVD-iy_k5C4vQQlsg8cU13waWv6mAZjgXpNQ2zIkbPoT9XyEDZN4WctSThgA6mBmGY5gWpEh0wz74pJLDGj2EMUxR-hsE-BQs9-KiQBAwxzLSKaYHnd9w/s320/1.jpg" width="320" /></a></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">According
to Mackay:<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">I firmly
believe that membership of the European Union is in the best interests of
Scotland and I am deeply concerned about the impact the Brexit vote could have
on Scotland.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">"No
one can be clear on the likely impact of Brexit on UK government finances. We
are already seeing the UK Government suggest Changes to future spending plans.
it is clear that there are significant issues and challenges ahead.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">"In
these uncertain times, it is important that the three devoled administrations
work closely together and I am determined to continue to explore all options to
secure Scotland's interests and our place in Europe."<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">According
to O Muilleoir:<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">"The
impact of the Eu referendum has created uncertainty and challenges for us all
across these islands. It is therefore critically important that the three
devolved administrations work together closely on financial areas of common
interest.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">"I
will state the case for our situation in the North and I am keen to hear the
implications of the referendum result across Scotland and Wales.<o:p></o:p></span></div>
<br />
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">"I am
committed to working with ministerial colleagues across these islands to
explore all the options to safeguard the interests of our people."<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-87932140208909434292016-06-06T02:23:00.000-07:002016-06-06T02:23:08.936-07:00UK May Be Dragged Down With US Recession<div class="MsoNormal">
An analysts believes that the US is headed to another recession and that it could mean disastrous
consequences for Britain.</div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEijrg4s6E1RMAweDvaIr7KZamGla7rfPM0dDv2pZ8BorNuqaOzJjlax8z2tqs73H3VCze5_0WICzeyYG0zgYtgQ82s3WvWGhyonrmQVhbFVF8xPobUsTEGb2SyLMa1wG3kouMLi78fjJBN2/s1600/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEijrg4s6E1RMAweDvaIr7KZamGla7rfPM0dDv2pZ8BorNuqaOzJjlax8z2tqs73H3VCze5_0WICzeyYG0zgYtgQ82s3WvWGhyonrmQVhbFVF8xPobUsTEGb2SyLMa1wG3kouMLi78fjJBN2/s1600/1.jpg" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB">Legal &
General Investment Management Economist James Garrick said the US is showing
signs that things are going wrong.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">Legal &
General, which watches over British pension savings, has reduced risk numbers
in the </span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">United Kingdom. However, Garrick warns that the corporate credit cycle
has "become vicious" with weaker growth. Low corporate profits due to
low oil prices and China's slowdown is filtering through a rising numbers of
loans that had continuously defaulted.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">The
situation is set to be exacerbated as America's central bank - the Federal Reserve
(the Fed) - is expected to continue raising interest rates this year, in
reaction to low unemployment and rising wages.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">Mr Garrick
said: "The Fed will be "damned if you do [raise rates], damned if you
don't."<o:p></o:p></span></div>
<br />
<div class="MsoNormal">
<span lang="EN-GB">He added:
"This is the same problem central banks faced in 2007, if they hiked rates
they exacerbated the credit crunch; but if they left rates unchanged, inflation
would have got out of control."<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-91632278395965111992016-05-09T01:27:00.000-07:002016-05-09T01:27:59.419-07:00How to Know If You Really Need A Lifetime ISA<div class="MsoNormal">
Every April, the government comes up with new ideas as to
how to use taxes and play with our savings. Not that it's a bad thing,
necessarily.</div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRhTApwBI6pCY2ilAbA5qHIkRD78wZHOmcGLyxXr8MnHrrVSVFpDHN8lmUkBK4mTm5IRuc_MuTuRSagYXrjYl8ph3SGzRl1uGUeUrXZvpjpG2dJvuCxBbRkXdo4EMBKnYmxgki915msJD3/s1600/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhRhTApwBI6pCY2ilAbA5qHIkRD78wZHOmcGLyxXr8MnHrrVSVFpDHN8lmUkBK4mTm5IRuc_MuTuRSagYXrjYl8ph3SGzRl1uGUeUrXZvpjpG2dJvuCxBbRkXdo4EMBKnYmxgki915msJD3/s320/1.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<o:p></o:p></div>
<div class="MsoNormal">
I could just say that the lifetime ISA can be useful. The
lifetime ISA, as marketed by our current governments, would help us boost
contributions. The government itself would top-up our retirement fund if we
don't touch it until our retirement.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
But who would really benefit from this kind of financing?<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
It would always be the case that savers are misinformed.
Savers may struggle to clearly identify the benefits of each savings vehicle.
So it would be best simplified, according to experts.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
“The Lifetime Isa should provide a valuable extra option for
savers, but the Government faces a race against time to get the rules in place
by April 2017,” said Andy Bell, chief executive of A J Bell, the investment
shop.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
“We are concerned that the Government risks making the same
mistakes with Isas that Gordon Brown and others did with pensions. Simplicity
is one of the key attractions of the Isa, but from April next year there will
be no fewer than five different types of Isa, each subject to different rules
and with different limits.”</div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
So here's how it is.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Lifetime ISAs can help you save money to buy a new home or
something until your retirement. The liftime ISAs would have to be a hard
choice between lifetime ISAs or the tax relief offered by pensions. <o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
Homebuyers can definitely use the Help to Buy ISA and
Lifetime ISA to help you buy a home or anything at such a point in time. You
can save about £200 when you deposit around £1,000. You could deposit only in
cash, then attract interest rates until you need to buy a property.<o:p></o:p></div>
<div class="MsoNormal">
<br /></div>
<br />
<div class="MsoNormal">
When you save more than £4,000 yearly, you can receive a 25
per cent top-up.</div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-42525102501988403202016-04-11T21:49:00.000-07:002016-04-11T21:49:04.871-07:00What Is Personal Finance Anyway?<div class="MsoNormal">
Are we
obsessed with collecting money? Or just spending in particular?</div>
<div class="MsoNormal">
<span lang="EN-GB">If there's
any educational course I would pay for right now, it's not about creating money
management systems for people. <o:p></o:p></span><span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2BujJPeKN8keOhwugB9Sc2bWopkEexpg9yENkQAuBsYvhiYUhQ63R0sqmxbdtxi1S7wMlEf18GWhL_mob3SpkjAhb7Kahk3qTBcdfTGEr9RHD5VzcnM5MhhUrIdg2s1LcIwGT69NakP90/s1600/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj2BujJPeKN8keOhwugB9Sc2bWopkEexpg9yENkQAuBsYvhiYUhQ63R0sqmxbdtxi1S7wMlEf18GWhL_mob3SpkjAhb7Kahk3qTBcdfTGEr9RHD5VzcnM5MhhUrIdg2s1LcIwGT69NakP90/s320/1.jpg" width="320" /></a></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">I would
take a course on appraising.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">When one
can understand the value of items they spend money on, they could go on their
spending sprees. <o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">As long as
they can understand that these things they purchase increase in value over
time, they've made an investment.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">If that's
the case, why would I need personal finance anyway?<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">Well,
personal finance helps you manage your money to your advantage. Collecting
pieces of paper called money isn't the goal. Instead, the goal is to gain
properties and items that earn value over time.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">Personal
finance helps you set financial goals for yourself and your family. Don't fear
the zero bank account as long as you have enough to spend for your personal
finance and other possible troubles in the future.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<br />
<div class="MsoNormal">
<span lang="EN-GB">As long as
you've got enough, you don't need to much money. And enough is dictated by the
way you perceive the things you want and the things you need.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-7311623437711399342016-03-09T20:38:00.001-08:002016-03-09T20:38:26.247-08:00Three Ways To Deal With Student Loans<!--[if gte mso 9]><xml>
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<br />
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-GB" style="mso-ansi-language: EN-GB;"></span></b></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">While the
United States may make a big deal about it, in the UK and for the rest of the
world, college loans are dominating the first-year income of many graduates,
especially millenials. There's no escape for student loans. But there are three
solutions that can help you. </span></div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqbx7N9PhNvWnjwFrJ48dPb9oZr27I0z1Ve8fKUEh2P-TtIOYPGnGYOpJ1hBoVo1-NkYmeR8YchPA6MfoQdQl7b9paKhJsV23QCgJL-epOX64sl2GGIgZb41lhVXAZzXr1SONWCIIz2TM9/s1600/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhqbx7N9PhNvWnjwFrJ48dPb9oZr27I0z1Ve8fKUEh2P-TtIOYPGnGYOpJ1hBoVo1-NkYmeR8YchPA6MfoQdQl7b9paKhJsV23QCgJL-epOX64sl2GGIgZb41lhVXAZzXr1SONWCIIz2TM9/s320/2.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-GB" style="mso-ansi-language: EN-GB;">Credit Card Debt Hassles</span></b></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Almost
every student has no good credit after exiting college. What with all the
expenses education takes from you. But if you're buried in huge credit card
debt, don't go for debt settlement agencies that charge you up-front.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Go for debt
consolidation agencies that work you results before you pay them. They can be
miraculous as they can reduce interest rates by 15%!</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-GB" style="mso-ansi-language: EN-GB;">School Loans</span></b></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Almost
every kid in the UK has this problem. Before you fall behind on your
repayments, try to ask for help when trying to defer payments, extend your loan
length or reduce your monthly payments and help adjust your income-repayment
balance for your student loan.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">You may be
cash-strapped, but you can still live a better life with a lower interest rate.</span></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<b style="mso-bidi-font-weight: normal;"><span lang="EN-GB" style="mso-ansi-language: EN-GB;">Create Good Credit</span></b></div>
<div class="MsoNormal">
<span lang="EN-GB" style="mso-ansi-language: EN-GB;">Once you've
sorted out your loans and credit, allow it some few years. Try to build good
credit by borrowing small amounts and have them paid back in full. This will
slowly build your credit score effectively.</span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-74206032785655016732016-02-07T20:31:00.001-08:002016-02-07T20:31:34.221-08:00How Financial Troubles Forged Three Talents In Most Millenials<div class="MsoNormal">
A third of
millenials in the world today are broke. About 90% of millenials are repaying
humungous student debt for their college education. Coupled with a troubled
jobs market and unstable economy, you might say millenials have to cry their
way outside this situation.</div>
<div class="MsoNormal">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAsqdYIy4eG68Zvq6iHUFTjzV_KWUtph8LKiWaazOejVS3uc0BRt1qdm576zhu8foPXFD154bI5AqHemnv5aoMuvsCea0yoWsyIcxbUproT0_Vhy0H-eGFfIpfyda1_3Y62USZzc9_syMU/s1600/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAsqdYIy4eG68Zvq6iHUFTjzV_KWUtph8LKiWaazOejVS3uc0BRt1qdm576zhu8foPXFD154bI5AqHemnv5aoMuvsCea0yoWsyIcxbUproT0_Vhy0H-eGFfIpfyda1_3Y62USZzc9_syMU/s320/2.jpg" width="320" /></a></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<br /></div>
<div class="MsoNormal">
<span lang="EN-GB">But one to
not start with complaints, millenials have tried many methods, mostly faced
with errors, to find their way out of a financially-challenging problem. The
end result are three talents most people don't have today.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<b><span lang="EN-GB">Living Like Monks<o:p></o:p></span></b></div>
<div class="MsoNormal">
<b><span lang="EN-GB"><br /></span></b></div>
<div class="MsoNormal">
<span lang="EN-GB">Being
broke, millenials resort to living way below their means to create savings.
This would mean postponing parties, finding ways to earn more money, working
multiple jobs, and handling stresses in ways unthinkable. Most people from
previous generations only handled stress from one job. For multiple jobs? Can
you possibly do that?<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<span lang="EN-GB">Millenials
can. Because they have to.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<b><span lang="EN-GB">Identifying a Great Profit Opportunity<o:p></o:p></span></b></div>
<div class="MsoNormal">
<b><span lang="EN-GB"><br /></span></b></div>
<div class="MsoNormal">
<span lang="EN-GB">Millenials
have tried their business ideas tirelessly even to a point they have become
broke from their debts to banks. However, this earned them the ability to find
a great earning opportunity. They can spot an earning opportunity quicker than
anybody else.<o:p></o:p></span></div>
<div class="MsoNormal">
<span lang="EN-GB"><br /></span></div>
<div class="MsoNormal">
<b><span lang="EN-GB">Innovation is Crucial<o:p></o:p></span></b></div>
<div class="MsoNormal">
<b><span lang="EN-GB"><br /></span></b></div>
<br />
<div class="MsoNormal">
<span lang="EN-GB">Millenials
understand that, to survive the harsh economic landscape, their innovation is
needed. Most millenials have graduated from courses that involved an arts
course, for one. With experience in the arts, most millenials understand
creativity and the seamless flow of designs. Even if you're an engineer, an
architect or a machine expert, you know creativity and you can innovate when
needed.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-43030019687613919812016-01-10T17:33:00.002-08:002016-01-10T17:33:19.255-08:00Why You Shouldn't Always Hire A Financial Adviser<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;">Let's
face it. Bill Gates has a financial adviser. Steve Jobs had a financial
adviser. Jack Ma of Alibaba.com probably has a financial adviser or a set of
them. One can think that maybe "hey, having a financial adviser can help
me manage my finances better."</span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">Wrong.
As with all types of employment, being the boss means you know the job of your
underlings. To make an informed decision, seeing how cogs move and affect other
cogs is crucial to switch their functions for optimum performance.<o:p></o:p></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSgRI9QSromWmyWmUa8lHuf-pVAilnuhrDH9Si3bKOHf95yKDE18slyyn10PpW7YXdjxkDh1_pB-IikzM3-8uPNcUng5AebSWHbA-NMq6mgXS7NrS8SXf-hTZcOkrRxrSHHLR9P-m2Ayog/s1600/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="379" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiSgRI9QSromWmyWmUa8lHuf-pVAilnuhrDH9Si3bKOHf95yKDE18slyyn10PpW7YXdjxkDh1_pB-IikzM3-8uPNcUng5AebSWHbA-NMq6mgXS7NrS8SXf-hTZcOkrRxrSHHLR9P-m2Ayog/s640/2.jpg" width="640" /></a></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">So
it's advisable not to always hire a financial adviser because...<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<h3 style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif";">Not What You Both Had In
Mind</span></b></h3>
<div class="MsoNormal" style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif";"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">You
know the end goals of your money. It would be to grow enough to outlive you or
at least go with you as you continue to age until death. A financial adviser
may not quickly understand this. It might even be the case that he or she might
mess up your financial needs.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<h3 style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif";">It's Quite Easy To
Self-Manage</span></b></h3>
<div class="MsoNormal" style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif";"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">It
is understandable that at an elderly age, your final career is in investing and
being an investor. You won't always do what you love as an engineer,
administrative assistant or even a computer programmer. You'll be investing and
creating income opportunities for yourself.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">Beginning
with your career today is better. It is you who would be caring much for your
portfolio than other financial advisers. And they probably have other clients
like you to worry about.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<h3 style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif";">Can Be Quite Expensive</span></b></h3>
<div class="MsoNormal" style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif";"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">Being
a specialised service that involves much money, confidentiality and expensive
decisions, financial advisers are costly employees. They're as much as an
investment. </span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">Despite their position as top-ranking folk, they can employ legal
ways that could have you lose money, or even put it at their own advantage.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<br />
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">You
might say your financial adviser is trustworthy, but that's what the other
individuals scammed by their financial advisers also said.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-72221402410840360932015-12-07T19:42:00.000-08:002015-12-07T19:42:08.254-08:00Even Higher Bank Officials Skip Cybersecurity<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;">According
to research by Palo Alto Networks, finance workers are likely to skip
cybersecurity protection measures for faster transactions or approvals, which
increases the likelihood of hackers penetrating their systems.</span></div>
<div class="separator" style="clear: both; text-align: center;">
</div>
<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3A92lqyXyfU1EcWyJpRcja_d2mDwJ8r-z867Uh7o8iwePlxBllfA8qNVF5lZ0tppze6eGKFuOs26oF1Xwj3EDaOXacEi82Ml-1RCfNwUuPNqEA-5Blr1oGTUIo6o0_4YMWSe86H3trHOH/s1600/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="169" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj3A92lqyXyfU1EcWyJpRcja_d2mDwJ8r-z867Uh7o8iwePlxBllfA8qNVF5lZ0tppze6eGKFuOs26oF1Xwj3EDaOXacEi82Ml-1RCfNwUuPNqEA-5Blr1oGTUIo6o0_4YMWSe86H3trHOH/s320/2.jpg" width="320" /></a></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
</div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">About
one out of five finance workers admitted they ignored cybersecurity policies.
According to many employees, they do not fully understand what is an online
security risk.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">Palo
Alto Network's research spanned the entire Europe. France has the lowest number
of finance workers disregarding online cybersecurity measures.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">But
this isn't the worst part of this news just yet.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">Even
higher bank officials have lax attitudes towards cybersecurity measures, which
they personally ignore. About one in four executives in Europe admitted they
exposed their companies to potential threats when they accessed delicate files.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">Using
unscrupulous methods to save time and circumvent security, they may have
exposed their companies once to potential threats<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">Hacking
has become a growing concern in the United Kingdom with Chancellor George
Osborne announcing he would double the UK's spending on cybersecurity and will
spend more than £1.9 billion extra to prevent further hacking incidents in the
future.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";"><br /></span></div>
<br />
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">The
overall financial attacks of cybercrime in the world today has reached more </span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif";">than £200 billion in 2014 alone.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-39206486102745955052015-11-10T01:52:00.002-08:002015-11-10T01:52:44.157-08:00Decisions, Decisions and Personal Finance<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;">You ask what it takes to become an investor? Jolly
good you asked that! It's a question nobody could answer directly. But, it's a
question any investor would like answered properly as well.</span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhyFTMuVypOg_aGFUUPygm3DRSxkW2xzu4AJf4JBSAjG2n1rxR1MnCWJCI07Zskz0GBhuAPm6uLzMNwbKcuHA_jR8Ggky_FrJL2GAUWhuz4zbUvVdh6IOhNfutWaUPIbRJlrHm8UWX_hdmt/s1600/3.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhyFTMuVypOg_aGFUUPygm3DRSxkW2xzu4AJf4JBSAjG2n1rxR1MnCWJCI07Zskz0GBhuAPm6uLzMNwbKcuHA_jR8Ggky_FrJL2GAUWhuz4zbUvVdh6IOhNfutWaUPIbRJlrHm8UWX_hdmt/s1600/3.jpg" /></a></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">I'm an investor. I go with the London Stock Exchange.
Political decisions do not scare me. We measure everything in a quantifiable
manner. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">But like any sane person, we play by guts and we
understand we cannot quantify everything.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<h3 style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Quantify
Risks and Gains</span></b></h3>
<div class="MsoNormal" style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Today's political climate in the UK has the
conservatives helming a firm hand over the UK's political ground rule. Sure,
Labour and LibDem can often make noise. But the people know it's the tories who
are under control and have given much of their benefits nowadays.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">But they are not perfect. Us investors recognise that.
But so far right now, investing in UK companies and bonds even are great deals.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<h3 style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Play
It Safe</span></b></h3>
<div class="MsoNormal" style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></b></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Despite great benefits from the tories especially from
the humungous real estate sale through the Help To Buy by Chancellor Osborne
and the historically low interest rates helped investors to secure more assets.
While we know it was meant for Britons to purchase more residences and push up
real estate prices, the trouble was it was meant for everyone.<o:p></o:p></span></div>
<br />
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">I'm not a kingly investor so I can still apply for the
benefit. But it only helped me become richer. At best, that decision was the
lowest risk there is. I played it safe and I believe you would agree to that as
well.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-13650799332471561762015-10-08T21:25:00.001-07:002015-10-08T21:25:19.736-07:00Did You Know Scam Victims Are Sending More Than £240m To Jamaica?<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;">Here's the problem: many of us in the United Kingdom
want cash and we want it fast. That's what made the PPI claims industry boom
and why claims managers are earning so much. But like some rogue claims
companies, we can end up getting scammed.</span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhd2qSpvjzLvDUq5ORVxqr6c7OzsMrVAWxHv2Mp-myfNE8NnVpYtfAnAaMxnGPv8WIm3z91pSZ5KWIMd8BgjoxzrDBxxZrLjleEhjzTFNGddxlwO2iPGFkXfCWAtVVtrs-PQ3s6AZjGGmcj/s1600/1.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="237" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhd2qSpvjzLvDUq5ORVxqr6c7OzsMrVAWxHv2Mp-myfNE8NnVpYtfAnAaMxnGPv8WIm3z91pSZ5KWIMd8BgjoxzrDBxxZrLjleEhjzTFNGddxlwO2iPGFkXfCWAtVVtrs-PQ3s6AZjGGmcj/s400/1.jpg" width="400" /></a></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Lottery scams is another way we get swindled for
money. They collect numbers illegally through back-end arrangements with some
top telecom companies worldwide. <o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">The thing is, UK's populace, especially the elderly,
aren't sending just £1000s. They're sending millions, and we send about £270m
yearly to scammers from Africa, Jamaica and other areas of Asia.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">We all know that gangs are behind this. But their
anonymity is their weapon. So here are…<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<h2 style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Ways
To Avoid This Situation</span></b></h2>
<div class="separator" style="clear: both; text-align: center;">
</div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtApV2diBnN0IDpZ7hPAAPuNEZl7nYNB0oMsaOGu0wPG1QLbeCOz_aQYcnntkwOtXJ30g1cdAVvfIsCx5WxlUBoJjhxRjohF2ISQznJadnTbPe6Fcu1x9VTWtLT7e59_Ruli0aSnYMvw_F/s1600/2.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="237" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtApV2diBnN0IDpZ7hPAAPuNEZl7nYNB0oMsaOGu0wPG1QLbeCOz_aQYcnntkwOtXJ30g1cdAVvfIsCx5WxlUBoJjhxRjohF2ISQznJadnTbPe6Fcu1x9VTWtLT7e59_Ruli0aSnYMvw_F/s400/2.jpg" width="400" /></a></div>
<b><span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></b>
<h3 style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Check
Credentials</span></b></h3>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;">A polite voice talks to you from a call centre.
Immediately, their professional tone and mention of specific documentation can
make you fall for their death trap. Better make sure you check the credentials
behind this service.</span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Most of these companies will have a website describing
their services' detail. Check with authorities regarding the existence of these
companies first before proceeding.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<h3 style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Be
Sceptical About Anonymous Money-Sending</span></b></h3>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Anonymous money sending services needed to pay?
They're asking you to buy some cash vouchers from financial institutions? Gift
cheques for an international grocery line being asked from you? All of these
are very sketchy! Drop the phone and forget about it.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<h3 style="text-align: justify;">
<b><span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Grammar</span></b></h3>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;">Perhaps grammar, literally the uneven tone of writing
and the use of unconventional phrases in email scams should help you avoid
phishing.</span></div>
<br />
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Read the sentence carefully. If you spot one single
error, forget about the deal.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-34667724055088961492015-09-08T14:34:00.001-07:002015-09-08T14:34:32.233-07:00Three Ways You Could Manage To Live Free While Financially Stable<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;">Nobody would ever turn down an offer
to live the best life possible while earning in the same way. With faster
communications technology, remote workstations are possible. That is, if you
have a great agreement with your employer. But if you're feeling stuck with
your job, why not just go and do what you really want?</span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhnzaHG4pYQtIvJtWepw1XdJsxxjx52hKAvrn3iWqEjwEqAJqy6niVGG3qP81MsP_CpMmKBQBKvW_LSKo1Y5rvZBfYMLQIfcJhnkkaX42I-zcstRM4H8DCqWSpwO9voFFGQEkrC7AIWkIYU/s1600/plane+traveling-wallpaper+hd-800x600.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhnzaHG4pYQtIvJtWepw1XdJsxxjx52hKAvrn3iWqEjwEqAJqy6niVGG3qP81MsP_CpMmKBQBKvW_LSKo1Y5rvZBfYMLQIfcJhnkkaX42I-zcstRM4H8DCqWSpwO9voFFGQEkrC7AIWkIYU/s320/plane+traveling-wallpaper+hd-800x600.jpg" width="320" /></a></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<h2 style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";">1. What You Want And What You Need To
Do</span></h2>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";">It's easy to have something you want.
But it's not easy to set a deadline when to get it. You've got lots of excuses,
such as you needing that job to finance your home, mortgage or others. The fact
is, you will need to pay for these commitments. However, it does not mean it
doesn't end. Financing can be a pain. But it doesn't mean it doesn't have an
end. Why not just let someone rent out your place first for you to pay for the
property while you go travelling? Or why not just quit your job when you don’t
really like it and find a part-time or Internet-based work?<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";"><br /></span></div>
<h2 style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";">2. Debt</span></h2>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";">There's no one who could escape debt
so quickly. Everyone will need financing at some point in life. There's no
escaping it. But when's your rent troublesome? When you're the one paying for
it. There are ride-sharing services that would allow other drivers to rent your
wheels and both of you could split the profits together. You could just rent
out some of your clothes or sell them at a lower price. The applications are
endless!<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";"><br /></span></div>
<h2 style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";">3. Budget</span></h2>
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";"><br /></span></div>
<br />
<div class="MsoNormal" style="text-align: justify;">
<span lang="EN-US" style="font-family: "Arial","sans-serif";">You make things work. You do know that
to increase your budget, you have to sacrifice some creature comforts. Skip a
bit of that steak you have every Friday and save yourself some £2 per week. Add
more and you get more. That's the key!<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-18012308031301270482015-08-09T10:53:00.001-07:002015-08-09T10:53:30.567-07:00So Why Haven't You Had A Raise In Months? Here's Five Reasons Why!<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-ZoF-Wkmxrxefng1DwNUm9khJznZfCSXVmkYOTHKttuVmhwrcm7illARLQc2gDLXiMj_ZUahrFiaB3ppjuDroCHCvMN83NRzNK2OA7hUCNxt8WIQsG2dblkWkoiYwgQf71VsuJGpTNwUR/s1600/6a00d83451586c69e201a511730626970c.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh-ZoF-Wkmxrxefng1DwNUm9khJznZfCSXVmkYOTHKttuVmhwrcm7illARLQc2gDLXiMj_ZUahrFiaB3ppjuDroCHCvMN83NRzNK2OA7hUCNxt8WIQsG2dblkWkoiYwgQf71VsuJGpTNwUR/s1600/6a00d83451586c69e201a511730626970c.png" /></a></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;">1. Fragile Growth</span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">It's been a while since your superior sent your
promotion recommendation letter to the upper management. You haven't heard from
them for six months. They realise your potential and dedication to your work.
The problem is, the dedication of the economy to valuing your work isn't.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">In 2015's first quarter, almost every country,
including Europe and Britain, have seen great expansion. However, there's
trouble with the footing after the jump, which makes things worse for your new
job footing.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">2. Labour Market<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Unemployment is up on almost every Western country
today. However, the weakness of the job market's strength to maintain longer a
huge number of jobs makes it highly likely for you not to get a raise. Perhaps
because many people with better qualifications could earn them a job up top.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">3. Employment Shift<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Technology always replaces manpower with more
firepower and less expenses. Workers need to have a number of skills and must
often adapt and reinvent themselves to maintain their jobs or skyrocket to
another position. Another problem is that the Baby Boomers are yet to retire
because of significant economic troubles and downturns keeping them on the
radar.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">4. Companies Wanting Cheap Labour<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<br />
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Ever heard of the photographer dilemma plaguing almost
every millennial in the world today? It's just that companies don't want to pay
for anything and instead upholds "exposure", "job
experience" and "pay to intern". This might be propelling the
jobs market, but also propelling the vacancies. Who wants a non-paying job
anyway?<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-10071640483878650722015-07-07T21:56:00.000-07:002015-07-07T21:56:28.089-07:00Asian Shares Still Tumbling. China's Economy Lacks Support<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;">As Asia's shares tumble, China's investors further
their disappointment with the Chinese Government's asset management. </span><span style="font-family: Arial, sans-serif;"> </span><span style="font-family: Arial, sans-serif;">Asian shares are on its one and a half year
low on Wednesday. Despite the bad news, the Japense Yen had rallied.</span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWYFwLGvWrxuABqDJNpS-Aq_Sr2odtsjXGSqqPy70AzJpDYLrD2MbWQsrs2o92CPM2w1amdNPJ48jYmVEmnhn6xGoSsANt7x9o_i1jyY7FtpTQCd91JUr-NwQ-O3b_zt5_Rz8UyRGRZ9Vt/s1600/china-market-crash_625x300_71436273389.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="237" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhWYFwLGvWrxuABqDJNpS-Aq_Sr2odtsjXGSqqPy70AzJpDYLrD2MbWQsrs2o92CPM2w1amdNPJ48jYmVEmnhn6xGoSsANt7x9o_i1jyY7FtpTQCd91JUr-NwQ-O3b_zt5_Rz8UyRGRZ9Vt/s400/china-market-crash_625x300_71436273389.jpg" width="400" /></a></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: Arial, sans-serif;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">The Chinese Government's perceived incompetence and
the Greek debt crisis are scaring plenty of investors in Asia. About 30% of Chinese
shares had fallen since mid-June. China continues to suffer from a slow economy
despite Beijing's attempt to support its market.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Japan's Nikkei Stock had fallen by 2% to a seven-week
low due to China's aggressiveness in the territory and the stronger Japanese currency.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">Sumitomo Mitsui Trust Bank Senior Market Economist Ayako
Sera said Greece has become a background in investor fears as more of them
worry about China's economy and slumping stocks. She said Shanghai's early
losses were "cliff-dives" that affected investor sentiment directly.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">However, investors still continue to fear about
Greece's mountain of debt. It was given an ultimatum by the European Union to
create a bailout deal by Sunday or it will meet regarding containing the
possible fallout of a Greek exit.<o:p></o:p></span></div>
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;"><br /></span></div>
<br />
<div class="MsoNormal" style="text-align: justify;">
<span style="font-family: "Arial","sans-serif"; mso-ansi-language: EN-GB;">The situation in both Asia and Europe had dropped 0.4%
from the US dollar.<o:p></o:p></span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-69517474947023107692015-06-07T22:02:00.000-07:002015-06-07T22:02:30.506-07:00How To Succeed In Expanding Your Savings? Here Are Three Things To Get Rid Of!<div class="MsoNormal" style="margin-right: 100.3pt;">
It’s easy to earn money. It’s hard
to manage money. Having bad money habits make it more difficult to earn money.
Here are three examples of bad habits that would definitely drag down your
finances. Avoid these at all costs!<a href="https://www.blogger.com/null" name="_GoBack"></a></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPuHUzcZ7O3si2WL9f0gwe1lTVUgjD-yh9PQkWI8KWUM0rwbbX6YruDlPdtwez2c2UU1Tuk7mvvQuB-WTrWThv2RlTGXb-hyKOe-gFZhAIp133jZF8Tb7XgTO0CUSPh7WsyjTRWuhml3tZ/s1600/420-coin-jars-fall-savings-challenge.imgcache.rev1347467016672+%25281%2529.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="181" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPuHUzcZ7O3si2WL9f0gwe1lTVUgjD-yh9PQkWI8KWUM0rwbbX6YruDlPdtwez2c2UU1Tuk7mvvQuB-WTrWThv2RlTGXb-hyKOe-gFZhAIp133jZF8Tb7XgTO0CUSPh7WsyjTRWuhml3tZ/s320/420-coin-jars-fall-savings-challenge.imgcache.rev1347467016672+%25281%2529.jpg" width="320" /></a></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<o:p></o:p></div>
<h2 style="margin-bottom: 10.0pt; margin-left: .75in; margin-right: 100.3pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
1.<span style="font-size: 7pt; font-stretch: normal;">
</span><!--[endif]-->Not Budgeting</h2>
<div class="MsoListParagraph" style="margin-bottom: 10.0pt; margin-left: .75in; margin-right: 100.3pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<o:p></o:p></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
Without a budget, you don’t
have a financial plan. Sure, you could pay your bills monthly, but without
curbing other expenses, you prevent yourself from saving money. How to know if
you’ve spent enough? Make a budget.<o:p></o:p></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<h2 style="margin-bottom: 10.0pt; margin-left: .75in; margin-right: 100.3pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
2.<span style="font-size: 7pt; font-stretch: normal;">
</span><!--[endif]-->Credit Card</h2>
<div class="MsoListParagraph" style="margin-bottom: 10.0pt; margin-left: .75in; margin-right: 100.3pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<o:p></o:p></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
Always manage your credit card
like your own bank account. It’s a bank account where your credit card limit is
your own money. List down how much you spend and make sure you pay them on time
to make them “free.”<o:p></o:p></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<h2 style="margin-bottom: 10.0pt; margin-left: .75in; margin-right: 100.3pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
3.<span style="font-size: 7pt; font-stretch: normal;">
</span><!--[endif]-->Emergency Funds</h2>
<div class="MsoListParagraph" style="margin-bottom: 10.0pt; margin-left: .75in; margin-right: 100.3pt; margin-top: 0in; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -.25in;">
<o:p></o:p></div>
<br />
<div class="MsoNormal" style="margin-right: 100.3pt;">
You allocated money in your
emergency funds for the very purpose of having money during emergencies. Never
dip your hand inside your emergency funds because it would definitely develop
into a bad habit that you couldn’t shake off in the future. <o:p></o:p></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-22179447194103145162015-05-08T01:15:00.000-07:002015-05-08T01:15:18.653-07:00For Fresh Graduates: Always Remember These Things
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<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-indent: 1.0cm; text-justify: inter-ideograph;">
<span lang="EN-US" style="font-family: Arial;"> </span><span lang="EN-US" style="font-family: Arial;">Everyone
has something to regret and most of the lists found in the Internet is
something we could all relate to. For fresh graduates, it’s very important to
understand that aside from your academic endeavours and idealistic perspective,
managing finances is also very important.</span></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-indent: 1.0cm; text-justify: inter-ideograph;">
<br /></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhb6XSZXr15ra2F8Q3ygmf3o-tQe20ndnfrEYidDHyyvVpHEXYnf5YVXrGO7mV0BXjg6QKt5hH_J4CK87rZsKAX2sYp-hU8eXfkkVwUXTC8z9cebYX6etoojHJwIZHpLIwlReMtLcpbW76N/s1600/budget.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhb6XSZXr15ra2F8Q3ygmf3o-tQe20ndnfrEYidDHyyvVpHEXYnf5YVXrGO7mV0BXjg6QKt5hH_J4CK87rZsKAX2sYp-hU8eXfkkVwUXTC8z9cebYX6etoojHJwIZHpLIwlReMtLcpbW76N/s320/budget.jpg" width="320" /></a></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-indent: 1.0cm; text-justify: inter-ideograph;">
<span lang="EN-US" style="font-family: Arial;"> </span>
</div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-indent: 1.0cm; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-indent: 1.0cm; text-justify: inter-ideograph;">
<span lang="EN-US" style="font-family: Arial;">So
if you intend to know more about money before you regretfully lose it and learn
as well, here are some free tips!</span></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-indent: 1.0cm; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoListParagraph" style="margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 46.35pt; margin-right: 96.05pt; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;">
<span style="font-size: x-large;"><span lang="EN-US" style="font-family: Arial;"><span>1.<span style="font-family: "Times New Roman"; font-feature-settings: normal; font-kerning: auto; font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-synthesis: weight style; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span></span><span lang="EN-US" style="font-family: Arial;"><span style="font-size: x-large;">Live
Below Your Means</span></span></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-justify: inter-ideograph;">
<span lang="EN-US" style="font-family: Arial;">The line “live
within your means” is incompatible as ‘below’ has become more appropriate
lately with the world’s economic situation. Living below your means helps you
have emergency funds while avoiding high-value objects that could become lower
in value sooner or later.</span></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoListParagraph" style="margin: 0cm 96.05pt 0.0001pt 46.35pt; text-align: justify; text-indent: -18pt;">
<span style="font-size: x-large;"><span lang="EN-US" style="font-family: Arial;"><span>2.<span style="font-family: "Times New Roman"; font-feature-settings: normal; font-kerning: auto; font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-synthesis: weight style; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><span lang="EN-US" style="font-family: Arial;">Build
Your Credit Early</span></span></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-justify: inter-ideograph;">
<span lang="EN-US" style="font-family: Arial;">Have a credit card
and always repay it in full month after month. If you have it at an early age,
you could build your credit reputation with banks, which will then show you the
way to better financial responsibilities in the form of more expensive but
rewarding financing.</span></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoListParagraph" style="margin: 0cm 96.05pt 0.0001pt 46.35pt; text-align: justify; text-indent: -18pt;">
<span style="font-size: x-large;"><span lang="EN-US" style="font-family: Arial;"><span>3.<span style="font-family: "Times New Roman"; font-feature-settings: normal; font-kerning: auto; font-language-override: normal; font-size-adjust: none; font-stretch: normal; font-style: normal; font-synthesis: weight style; font-variant: normal; font-weight: normal; line-height: normal;">
</span></span></span><span lang="EN-US" style="font-family: Arial;">Prepare
For The Future</span></span></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-justify: inter-ideograph;">
<br /></div>
<div class="MsoNormal" style="margin-right: 96.05pt; text-align: justify; text-justify: inter-ideograph;">
<span lang="EN-US" style="font-family: Arial;">If you learn how to
monitor your spending and keeping track of your expenses always be prepared for
the future. If you don’t have much foresight, just remember that your employers
could provide equal matches for your 401(k). Always try to save money, every small
amount you put aside really helps.</span></div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-88239281963048443772015-04-07T20:55:00.001-07:002015-04-07T20:55:40.010-07:00Interest-Only Traps: How, Why and What Can You Do?<!--[if gte mso 9]><xml>
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</div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
One could say UK banks are focused
on making profits instead of ensuring consumers get the most out of their
financial products. As some terms and conditions trap UK consumers into an
interest-only mortgage with a very high rate, only re-mortgaging becomes the option
to lower the fees.</div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
Some UK banks <u>have these
terms and conditions:</u></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
A customer with an income of
£75,000 or a joint £100,000 annual income could change their interest-only mortgage
rates smoothly. </div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
Initially, your bank could
refuse your request. But look for the following clause in your terms and
conditions.</div>
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<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<i style="mso-bidi-font-style: normal;">“Banks could make a decision on interest mortgage rates should they find
the customer satisfactory in fulfilling the requirements needed.”</i></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
Or something like that.</div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
If banks ignored this instance,
you could talk to them. Never settle for anything less and <u>never let your
bank decide.</u> Make sure that you feel uncomfortable with your current
interest-only mortgage rates.</div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
Remortgaging, which puts the
interest at a higher rate for your mortgage, has some advantages. It reduces
your taxes yearly. Think about that. But if you’re decided to lower the rates on
your interest-only mortgage, then whichever works for you is better. </div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
<br /></div>
<div class="MsoNormal" style="margin-right: 100.3pt;">
Just make sure to avoid the
trap. Read your terms and conditions thrice and avoid giving the bank the final
decision.</div>
Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0tag:blogger.com,1999:blog-8666983546616732704.post-45369372462773428742015-03-08T19:47:00.002-07:002015-03-08T19:47:59.354-07:00Austria Is Becoming Greece. Wait, What?Austria’s financial troubles seem to mimic the early signs of Greek financial mismanagement. According to Telegraph.co.uk’s Jeremy Warner, Austria’s failed Hypo-Alpe-Adria Bank International falls into the same category. He said that the latest turn of events aren’t yet in the eyes of financial markets or policymakers.<br />
<br />
The Austrian government has had enough to fund the banks’ losses. The government said it would “bail-in” external creditors with €7.6 billion. The Austrian government is to cut loose an entire region and let it “go bust.”<br />
<br />
Warner said this is a similar situation to Greece during its early financial downfall.<br />
The bail-in for Hypo will create consequences for other Austrian banks, especially those holding a high volume of bonds from Hypo and interlinked banks throughout Europe.<br />
<br />
<h2>
Greece is Still In Trouble</h2>
Despite his charisma and intelligence with the "war of words" in Germany and other European countries, Greek Finance Minister Yanis Varoufakis bears no fruit. Greek Prime Minister Alexis Tsipras warns him to "stand down" and maintain a lower profile. <br />
Varoufakis is told to "talk less, do more" instead of babbling with the media about his plans. He has since maintained a low profile in social media and limited his appearances in the media. <br />
Local Greek newspapers are warning Varoufakis that his "support profits" from the Greek elections are running out because of his actions. Anonymoushttp://www.blogger.com/profile/17262432845699314892noreply@blogger.com0